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# Credit System
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**Last Verified:** January 10, 2026
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**Status:** ✅ Complete (v1.7.1 - Image Generation Credits)
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**Last Verified:** January 20, 2026
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**Version:** 1.8.4
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**Status:** ✅ Complete (v1.8.3 - Two-Pool Credit System)
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## Overview
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IGNY8 uses a unified credit system where all AI operations consume credits from a single balance. Plan limits are simplified to 4 hard/monthly limits only.
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IGNY8 uses a **two-pool credit system** (v1.8.3):
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- **Plan Credits** (`account.credits`): From subscription, reset on renewal
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- **Bonus Credits** (`account.bonus_credits`): Purchased, **NEVER expire**
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**Usage Priority:** Plan credits consumed first, bonus credits only when plan = 0.
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---
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